January 27,2009 - TRADE

A. Click on this site and find out what are the Theories of Trade

http://ecedweb.unomaha.edu/lessons/feog5.htm

http://www.bized.co.uducators/16-19/economics/international/presentation/trade.ppt#1


B. Play this game and write your realization in a ½ sheet of paper.

http://nobelprize.org/educational_games/economics/trade/

http://www.imf.org/external/np/exr/center/students/trade/newplay.cfm

How do the above games differ in purpose?
What do each game promote?
Which do you think shows a more realistic trend of trade? why?

ASSIGNMENT:

Research on the following and write answers in your notebook to be checked tomorrow. Then Prepare for a debate and quiz.

a. Benefits of Trade:

b. Trade Restrictions and their Effects

http://www.globalization101.org/issue/trade/4.asp

Roots of the Israel and Palestine Conflict

Read any of the following articles (click the links) and do the following:
- http://www.mideastweb.org/nutshell.htm
- http://www.mideastweb.org/briefhistory.htm
- http://www.mideastweb.org/briefhistory-oslo.htm

Submit all answers as an attachment (MS Word) through email ad : aslev05@yahoo.com

a. Identify the following persons or describe a certain policy and their role in this conflict

1. Yasser Arafat
2. Ehud Barak
3. intifada
4. Oslo Peace agreement
5.Yitzhak Rabin : 6.Ariel Sharon :
7. Balfour Declaration
8. Hamas
9. Fatah
10. PLO

b. Which of the information tells you that the factors of this conflict is :

b.1 Religious -
b.2 Political -
b.3 Economic -

c. Which of the thre reasons above is most likely the root of the conflict?Explain your answer.

Learn more about banking!

Watch these videos..

a. http://videos.howstuffworks.com/howstuffworks/54-how-money-is-made-video.htm

b. http://videos.howstuffworks.com/howstuffworks/3-how-atms-work-video.htm

Answer the following questions in a one whole sheet of paper.

Banks earn money through lending the money deposited by depositors.
.
1. What should be the guidelines of banks in terms of giving loans?

Open the site and click 5 C’s to seethe answer for #1
http://www.federalreserveeducation.org/fed101/supervision/coursework.htm

After knowing the guidelines, play the Virtual Examiner and try to find out if you can be a good banker.

-Click the site below and read the Loan Information of Judy Jepson before making your choice or anlaysis on each C's

http://www.federalreserveeducation.org/fed101/supervision/bankexam.cfm


2. In your own analysis , after playing the virtual bank, what are the common errors committed by bankers?

Sample Problem on computing bank profits :

Savings deposit :interest rate 5% Loan Rate :14%
Amount Deposited : P 200,000.00
less Reserve Requirement of 10% = P 20,000.00
Amount available for Loans = P 180,000.00
How much will the bank gain if the above amount was loaned at 14% per annum?
180,000.00 x 14% = P 25,200.00

Banks will pay the depositors 5% of 200,000.00
so, P 200,000.00 x 5% = P 10,000.00

Subtract the amount gained from loan with amount paid for depositors then you will get the banks total profit..
Amoun gained from Loans P25,200 - P10,000 ( amount paid to depositors)
banks profit is P 15,200.00 .

C. Using the same procedure in the above-mentioned site, compute for the banks profit if:

Bank total deposits - P 550,000.00
Central Bank Reserve Requirement - 20%
Loan Interest rates - 12%
Savings Deposit Rates - 5%

3.How much is the Reserve Requirement?
4. How much can the be offered as loans?
5.How much will the bank pay the depositors?
5.How much will the bank earn from its loans?
6.How much is the banks total profit?
Assignment: ½ sheet of paper

How important is savings and investment in the development of the country's economy?
Note: Study the topics read today and prepare for a next meeting.